Effective date: June 12, 2026
BachatGuru ("the app") is an offline financial calculator published by FirmModel.
BachatGuru does not collect, store, transmit, or share any personal data or usage data. The app has no internet permission — it is technically incapable of sending any information off your device. All processing happens locally on your phone.
The app requests no permissions.
The app contains no advertising, no analytics, no tracking SDKs, and no third-party services of any kind.
The app collects no data from anyone, including children.
BachatGuru is a calculation tool for estimation and educational purposes only. It does not provide loans, investment products, or financial advice. Default rates shown are indicative; confirm current terms with your bank or financial institution.